Dental Insurance
At WM Dental Care, we strive to make understanding and using your dental insurance as simple and stress-free as possible.
Accepted Insurances Plans
We accept the following insurance providers:
Aetna
Ameritas
Cigna
CSEA
Dental Dental
Dental Pay Plus
GEHA
Guardian
Humana
Lincoln Financial
MetLife
Optum (VA)
Principal
Solstice
United Concordia
United Healthcare
*WM Dental Care participates with several employer-sponsored dental plans. Our team can verify participation status once we receive the details of your dental insurance plan.
Please note we are out of network with all HMO, DMO, and Medicaid plans. If you have Medicaid coverage, you will need to contact Medicaid to obtain a list of in-network dental providers.
Dr. Jacob Graca is a Western New York native passionate about thoughtful, patient-centered dental care. He creates a welcoming environment and brings warmth and genuine focus to every patient interaction, with the goal of treating his patients like family and building lasting relationships. Known for his calm demeanor and attentive listening, he strives to understand each patient’s goals and concerns.
Dr. Graca was selected for the University at Buffalo’s highly competitive seven-year accelerated dental program, completing his undergraduate studies in biology as a member of the University Honors College before entering dental school. He earned his Doctor of Dental Surgery degree magna cum laude, with advanced concentrations in prosthodontics and periodontics and research honors for his thesis on 3D printing dental prosthetics.
He furthered his clinical training through an Advanced Education in General Dentistry residency at the Long Beach Veterans Affairs Medical Center in Southern California, one of the nation’s strongest programs for implant training. There, he cared for U.S. veterans with complex medical and dental needs and gained advanced experience in restorative, surgical, and prosthetic procedures. After practicing in California, he chose to return home to Western New York to serve the community where he grew up. In practice, he most enjoys comprehensive cases including dental implants, cosmetic and functional prosthetic rehabilitations, clear aligner orthodontics, and root canal therapy, always combining precision with patient comfort.
Dr. Graca is committed to lifelong learning, regularly pursuing continuing education to stay current with modern techniques and technology. He is also actively involved in organized dentistry as a member of the American Dental Association, New York State Dental Association, Eighth District Dental Society, and the Academy of General Dentistry. He has participated in advocacy efforts in Washington, D.C., Albany, and Sacramento to support policies that benefit both patients and the dental profession.
Outside the office, he enjoys spending time with family, friends, and his dog, Chara, as well as staying active outdoors, traveling, and cheering on the Buffalo Bills.
WM Dental Care is dedicated to providing accessible oral health services to patients across Western New York by accepting a wide range of major dental insurance plans. Our team works closely with you to ensure you understand your coverage and can maximize your benefits for all necessary dental treatments.
We are proud to be in-network with many popular providers, including Aetna, Cigna, and MetLife. By partnering with these carriers, we help reduce out-of-pocket costs and simplify the billing process for families and individuals seeking high-quality dental care in our Amherst, East Aurora, and Hamburg locations.
Before your scheduled appointment, we strongly recommend that you verify your specific dental benefits to avoid any unexpected costs. Because employer-sponsored plans vary significantly in their coverage levels, confirming your details in advance ensures a smooth and stress-free visit to our office.
To verify your benefits, you can contact your insurance provider directly using the member services number found on your insurance card. Alternatively, our knowledgeable administrative team at WM Dental Care is available to assist you in checking your plan details when you provide us with your policy information prior to your visit.
While we strive to accommodate as many patients as possible, WM Dental Care does not participate in HMO, DMO, or Medicaid insurance plans. Patients currently enrolled in these specific programs will need to seek care from providers who are explicitly contracted within those networks to receive full coverage.
If you are covered by Medicaid, we suggest contacting your plan administrator to request a directory of participating dental offices in your area. Our goal is to ensure you receive the appropriate care, and we are happy to provide guidance on how to navigate your insurance options effectively.