Dental Financing
At WM Dental Care, we strive to make financing dental procedures stress-free and affordable for our patients.
Financing Made Affordable
If you have dental insurance, we’ll happily identify what’s covered in your treatment plan and file claims on your behalf. Payment is still due at the time of service and any reimbursement from your insurance company will be sent directly to you.
For more information about our dental insurance policy, please contact your local WM Dental Care office.
Online Bill Pay
Click below to pay your office bill online today.
Trusted Financing Options
We realize the importance of making dental care affordable. This is why we offer a special financing option through the companies below.
Financing is subject to credit approval.
Accepted Insurances Plans
We accept the following insurance providers:
Dr. Jacob Graca is a Western New York native passionate about thoughtful, patient-centered dental care. He creates a welcoming environment and brings warmth and genuine focus to every patient interaction, with the goal of treating his patients like family and building lasting relationships. Known for his calm demeanor and attentive listening, he strives to understand each patient’s goals and concerns.
Dr. Graca was selected for the University at Buffalo’s highly competitive seven-year accelerated dental program, completing his undergraduate studies in biology as a member of the University Honors College before entering dental school. He earned his Doctor of Dental Surgery degree magna cum laude, with advanced concentrations in prosthodontics and periodontics and research honors for his thesis on 3D printing dental prosthetics.
He furthered his clinical training through an Advanced Education in General Dentistry residency at the Long Beach Veterans Affairs Medical Center in Southern California, one of the nation’s strongest programs for implant training. There, he cared for U.S. veterans with complex medical and dental needs and gained advanced experience in restorative, surgical, and prosthetic procedures. After practicing in California, he chose to return home to Western New York to serve the community where he grew up. In practice, he most enjoys comprehensive cases including dental implants, cosmetic and functional prosthetic rehabilitations, clear aligner orthodontics, and root canal therapy, always combining precision with patient comfort.
Dr. Graca is committed to lifelong learning, regularly pursuing continuing education to stay current with modern techniques and technology. He is also actively involved in organized dentistry as a member of the American Dental Association, New York State Dental Association, Eighth District Dental Society, and the Academy of General Dentistry. He has participated in advocacy efforts in Washington, D.C., Albany, and Sacramento to support policies that benefit both patients and the dental profession.
Outside the office, he enjoys spending time with family, friends, and his dog, Chara, as well as staying active outdoors, traveling, and cheering on the Buffalo Bills.
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Dental financing options are designed to help patients manage the costs of dental care, making it more accessible. These options can include payment plans, credit services, and insurance coverage that alleviate the financial burden associated with dental procedures.
By exploring various financing avenues, patients can choose a plan that aligns with their budget and treatment needs. For instance, some plans may offer low-interest rates or flexible payment schedules, allowing patients to receive necessary treatments without overwhelming financial stress.
Understanding your dental insurance coverage is essential for maximizing benefits and minimizing out-of-pocket expenses. At Westermeier Martin Dental Care, we assist patients in navigating their insurance plans to identify what procedures are covered under their specific policies.
Each insurance provider may have different plans and coverage levels, which can affect the overall cost of dental treatments. Our team is committed to filing claims on behalf of our patients, ensuring they receive the full benefits of their insurance plans while focusing on their dental health.
Payment plans offer a practical solution for patients who may not have the ability to pay for dental care upfront. These plans allow patients to break down the total cost of treatment into manageable monthly payments, making dental care more financially feasible.
For example, with plans like Compassionate Finance, patients can access loans with low fixed interest rates and extended repayment terms, ensuring that they can afford the necessary dental treatments without compromising their financial stability.
Applying for dental financing is a straightforward process designed to provide patients with quick access to funds for their dental needs. At Westermeier Martin Dental Care, we offer several financing options that can be applied for online, ensuring convenience for our patients.